Private Student Loan & Student Loan Refinance

At Northern Hills Federal Credit Union, we believe in empowering students to achieve their educational dreams. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes, not months.

Discover the benefits of our student loan marketplace:

● Search for in-school and refinance loans that suit your unique situation
● Explore competitive fixed and variable interest rates for ultimate personalization
● Enjoy flexible repayment terms and options that fit your budget
● Say goodbye to origination fees and prepayment penalties

Ready to take the next step toward your education goals?

Explore Student Loans

Who can benefit from our student loans?

We’re here to support students at every stage of their educational journey. Whether you’re a high school senior planning for college, an undergraduate student pursuing your degree, a graduate student advancing your education, or even a borrower seeking to refinance for better terms, we’ve got you covered. Our student loans are available to:
● Parents
● Undergraduate students
● Graduate and professional students (MBA, Law, MD, JD, etc.)
● Borrowers looking to refinance their existing student loans

What can you use our student loans for?

Our student loans are specifically designed to cover all your education-related expenses. From tuition fees and room and board to textbooks, supplies, transportation, and other essential costs, we’ve got you covered. Don’t let financial barriers hold you back from achieving your dreams.

Ready to find out your personalized rates?

Discovering your pre-qualified rates has never been easier. Simply click the button below and let us guide you through the process.  If you have any questions or need further assistance, our dedicated team is here to help. Reach out to us via email at or give us a call at 605-347-4527.

Find my rates


Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

This student loan marketplace is powered by Sparrow. These loans are made by Sparrow’s lending partners. Northern Hills Federal Credit Union is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.