Home Mortgage

At Northern Hills Federal Credit Union, we’re there for our members throughout life’s milestones — including buying a home. Whether you’re a first-time homebuyer, a seasoned homeowner, or looking to refinance, we can help.

We offer competitively low rates and a wide range of affordable programs to get you in the first, second, or vacation home of your dreams. We also offer loans for new construction and land.

We participate in the South Dakota Housing Development Authority (SDHDA) First Time Home Buyer and Repeat Home Buyer programs, as well as Rural Development (RD), Federal Housing Authority (FHA), Veterans Administration (VA) and conventional loan programs.

Our mortgage staff are experienced in the local real estate market and will be there to guide you every step of the way — right into your new home.

Call 605-347-4527 or apply online.


Melody Fallon, MLO# 704506Cassie Carlson, MLO# 1042340
Launa Mason, MLO# 704510
Floyd Rummel III, MLO# 420356
Kimberly Ross, MLO# 704507 Gloria Rantapaa, MLO# 1237955
Susan Overstreet, MLO# 1034822
Tiffany Littler, MLO# 1434239
Damon Punt, MLO# 1040814 Molly Klosterman, MLO# 1512872
Kaitlyn Davis, MLO# 1598293Mary Beth Baldwin, MLO #1044925