Home Mortgage

At Northern Hills Federal Credit Union, we’re there for our members throughout life’s milestones — including buying a home. Whether you’re a first-time homebuyer, a seasoned homeowner, or looking to refinance, we can help.

We offer competitively low rates and a wide range of affordable programs to get you in the first, second, or vacation home of your dreams. We also offer loans for new construction and land.

We participate in the Rural Development (RD), Federal Housing Authority (FHA), Veterans Administration (VA) and conventional loan programs.  We also offer a unique In-House First Time Homebuyer Program, call us for details.

Our mortgage staff are experienced in the local real estate market and will be there to guide you every step of the way — right into your new home.

Call 605-347-4527 or apply online.


Melody Fallon, MLO# 704506Floyd Rummel III, MLO# 420356
Launa Mason, MLO# 704510
Gloria Rantapaa, MLO# 1237955
Kimberly Ross, MLO# 704507 Natasha Collins, MLO #1715534
Kaitlin Clauser, MLO #1715990Kip Wagner, MLO #1831080
Jane Summers, MLO#1930093 Diane Bunge-Macdonald, MLO #2108115
Shannon Binegar, MLO #2115238Crystal Edson, MLO #2312589
Sonja Merrow, MLO #2361831Amber Brenon, MLO #58991
Misty Winter, MLO #803751