Loan Rates

Loan Rates - Effective Saturday, July 24, 2021
Loan TypeRates as low asTerms & Information
New Autos-Never Titled » 3.5% 60 M Low rates with flexible terms!
Used Autos-Previously Titled » 3.5% 60 M Low rates with flexible terms!
Motor Homes, Campers, Boats » 4.75% 60 M Customized loans to fit your needs!
ATV, Snowmobile, WaterCraft » 4.75% 72 M Customized loans to fit your needs!
Motorcycles » 4.75% 36 M Ride away on your new bike today!!
Personal Loan » 9.9% 60 M Any Purpose-Vacations, Projects, Repairs

All rates quoted above are Annual Percentage Rates (APR).

Loan Payment Example: At 3.50% annual percentage rate (APR) for a 60 month term with 0% down, monthly payments are calculated at $18.20 per $1,000 borrowed.

*Not all borrowers will qualify for lowest APR or 0% down.  Other rates and terms are available.  No payments for up to 90 days with approved credit.  Interest will begin to accrue on the date loan documents are signed.  To find out if you qualify, call NHFCU at 605-347-4527.  All loans subject to eligibility requirements.  Rates subject to change without notice.