Loan Rates

Loan Rates - Effective Monday, August 20, 2018
Loan TypeRates as low asTerms/Information
New Autos-Never Titled3.000%Low rates with flexible terms!
Used Autos-Previously Titled3.000%Low rates with flexible terms!
Motor Homes, Campers, Boats4.000%Customized loans to fit your needs!
ATV, Snowmobile, WaterCraft4.000%Customized loans to fit your needs!
Motorcycles4.000%Ride away on your new bike today!!
Personal Loan9.900%Any Purpose-Vacations, Projects, Repairs
Debt Consolidation9.900%Let NHFCU help you break free from debt!

All rates quoted above are Annual Percentage Rates (APR).

Loan Payment Example: At 3.99% annual percentage rate (APR) for a 60 month term with 0% down, monthly payments are calculated at $18.43 per $1,000 borrowed.

*Perfect Fit Auto Loans currently as low as 2.99% APR with loan repayment period of 60 months and no payments for up to 90 days with approved credit.  Other rates and terms are available.  Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call NHFCU at 605-347-4527.  All loans subject to eligibility requirements.  Rates subject to change without notice.