Checking

NHFCU is excited to introduce Mobile Wallet to our members!  A fast, simple way to pay!  Your NHFCU consumer and business debit cards can be accessed on your smart phone for payment of your purchases via Apply Pay, Samsung Pay, or Google Pay (formally Android Pay).

You can walk out of the credit union with a NHFCU consumer debit card fully activated and ready to use.  You no longer need to wait for a new or replacement card to be mailed to you.  Stop by any of our locations to obtain your card during normal business hours.

Accessing your own money shouldn’t cost you and that’s why we offer Basic Checking and e-Checking for members on the go.

  • No minimum balance required, no monthly service charge
  • Unlimited check writing*
  • Contactless VISA® debit card with Change-it-Up Savings
  • Free access to CO-OP and MoneyPass ATMs
  • Mobile App with check deposit and Pay Anyone features
  • Online and text banking
  • Bill Pay
  • eStatements

*No paper checks with e-Checking

With the Rewards Checking account, earn 5.85% on balances up to $15,000 if you meet the monthly qualifications.

To qualify each month, you must:

    • Enroll in eStatements
    • Have at least 1 direct deposit credit post into your Rewards Checking account
    • Have at least 20 posted debit card transactions on your Rewards Checking account

Additional Benefits:

    • No minimum balance required, no monthly service charge
    • Unlimited check writing
    • Contactless VISA® debit card with Change-it-Up Savings
    • Mobile App with check deposit and Pay Anyone features
    • Free access to CO-OP and MoneyPass ATMs
    • Online and text banking
    • Bill pay
    • eStatements
*APY = Annual Percentage Yield. The Rewards Checking Account is a Split Rate Tiered account.  You will earn the stated APY only for the account balance within each tier. 5.85% is paid on balances up to $15,000.  Balances over $15,000 earn 0.50% APY. The Default APY Rate of 0.05% will be applied to all tiered balances if account conditions are not met.  See the NHFCU Rate Schedule and Truth-in-Savings Disclosure for more details.

With the Cash Back Rewards Checking account, receive up to $15 cash back each month on your debit card purchases (3.00% of each purchase) if you meet the monthly qualifications.

To qualify each month, you must:

    • Enroll in eStatements
    • Have at least 1 direct deposit credit post into your Cash Back Rewards Checking account
    • Have at least 20 posted debit card transactions on your Cash Back Rewards Checking account

Additional Benefits:

    • No minimum balance required, no monthly service charge
    • Unlimited check writing
    • Contactless VISA® debit card with Change-it-Up Savings
    • Mobile App with check deposit and Pay Anyone features
    • Free access to CO-OP and MoneyPass ATMs
    • Online and text banking
    • Bill pay
    • eStatements

Manage your business finances successfully with our Business Checking accounts designed with you in mind.

  • No minimum balance required, no monthly service charge
  • Unlimited check writing
  • Contactless VISA® Business debit card
  • Mobile App with check deposit and Pay Anyone features
  • Free access to CO-OP and MoneyPass ATMs
  • Online and text banking
  • Bill Pay
  • Currency orders up to $500
  • eStatements

Earn dividends on your business membership with the Award Business Checking

  • No minimum balance required, no monthly service charge
  • Unlimited check writing
  • Contactless VISA® Business debit card
  • Mobile App with check deposit and Pay Anyone features
  • Free access to CO-OP and MoneyPass ATMs
  • Online and text banking
  • Bill Pay
  • Currency orders up to $500
  • eStatements

*Please see Schedule of Fees for additional information. All other fees not listed will apply to Business Accounts.  Important Account Disclosures.

We’ve taken the hassle out of moving your checking account from your other financial with our simple Switch Kit.  It’s Easy!

Switch Kit