Loan Rates

Loan Rates - Effective Sunday, April 5, 2026
Loan TypeRates as low asTerms & Information
0.00%

All rates quoted above are Annual Percentage Rates (APR).

Loan Payment Example: At 4.80% annual percentage rate (APR) for a 60 month term with 0% down, monthly payments are calculated at $18.79 per $1,000 borrowed.

*Not all borrowers will qualify for lowest APR or 0% down.  Other rates and terms are available.  Interest will begin to accrue on the date loan documents are signed.  To find out if you qualify, call NHFCU at 605-347-4527.  All loans subject to eligibility requirements.  Rates subject to change without notice.