Rates

Loan Rates - Effective Saturday, July 30, 2016
Loan TypeRates as low asTerms/Information
New and Used Auto 60 Months2.640%*No Payments for 90 Days!
Used Vehicle 60 months2.990%*No Payments for 90 Days!
Motor Homes, Campers, Boats3.500%*No Payments for 90 Days!
Personal Loan8.900%*No Payments for 90 Days!

All rates quoted above are Annual Percentage Rates (APR).

Loan Payment Example: At 3.99% annual percentage rate (APR) for a 60 month term with 0% down, monthly payments are calculated at $18.43 per $1,000 borrowed.

*Perfect Fit Auto Loans currently as low as 2.99% APR with loan repayment period of 60 months and no payments for up to 90 days with approved credit.  Other rates and terms are available.  Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call NHFCU at 605-347-4527.  All loans subject to eligibility requirements.  Rates subject to change without notice.

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Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Savings Rates - Effective Wednesday, June 1, 2016
APYMinimum
Deposit
Minimum
Balance
SHARE SAVINGS0.050%$25.00$25.00
SPECIAL SAVINGS0.030%$5.00$0.00
CHRISTMAS SAVINGS0.030%$5.00$0.00
SUPER SAVER SHARE0.030%$2,500.00$0.00
SUPER SAVER SHARE0.050%$2,500.00$2,500.00
SUPER SAVER SHARE0.100%$2,500.00$10,000.00
MONEY MARKET0.030%$10,000.00$0.00
MONEY MARKET0.100%$10,000.00$5,000.00
MONEY MARKET0.150%$10,000.00$25,000.00
MONEY MARKET0.200%$10,000.00$50,000.00
MONEY MARKET0.250%$10,000.00$100,000.00
MONEY MARKET0.250%$10,000.00$200,000.00
PAYROLL IRA SAVINGS0.750%$5.00$0.00
PAYROLL IRA SAVINGS0.750%$5.00$10,000.00
PAYROLL IRA SAVINGS0.750%$5.00$25,000.00
PAYROLL IRA SAVINGS0.750%$5.00$50,000.00
PAYROLL IRA SAVINGS0.750%$5.00$100,000.00
HSA ACCOUNT0.050%$5.00$0.00
HSA ACCOUNT0.050%$5.00$1,000.00
HSA ACCOUNT0.100%$5.00$10,000.00
HSA ACCOUNT0.150%$5.00$50,000.00
HSA ACCOUNT0.150%$5.00$100,000.00
INTEREST CHECKING0.000%$2,500.00$0.00
INTEREST CHECKING0.040%$2,500.00$2,500.00
INTEREST CHECKING0.040%$2,500.00$25,000.00
INTEREST CHECKING0.040%$2,500.00$50,000.00
INTEREST CHECKING0.040%$2,500.00$100,000.00

APY = Annual Percentage Yield   APR = Annual Percentage Rate

Please read the Truth In Savings disclosures for additional information. Fees could reduce earnings on an account. See the Schedule of Fees for more information.

Certificate Rates - Effective Saturday, July 30, 2016
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.100%$500.00
3 MONTH CERTIFICATE0.100%$10,000.00
3 MONTH CERTIFICATE0.100%$25,000.00
3 MONTH CERTIFICATE0.100%$50,000.00
3 MONTH CERTIFICATE0.100%$100,000.00
6 MO CERTIFICATE0.200%$500.00
6 MO CERTIFICATE0.200%$10,000.00
6 MO CERTIFICATE0.200%$25,000.00
6 MO CERTIFICATE0.200%$50,000.00
6 MO CERTIFICATE0.200%$100,000.00
1 YEAR CERTIFICATE0.250%$1,000.00
1 YEAR CERTIFICATE0.250%$10,000.00
1 YEAR CERTIFICATE0.250%$25,000.00
1 YEAR CERTIFICATE0.250%$50,000.00
1 YEAR CERTIFICATE0.250%$100,000.00
PEE WEE 2 YR CERT0.500%$100.00
PEE WEE 2 YR CERT0.500%$1,000.01
CU SUCCEED 2 YR CERT0.500%$100.00
CU SUCCEED 2 YR CERT0.500%$1,000.01
2 YEAR CERTIFICATE0.500%$1,000.00
2 YEAR CERTIFICATE0.500%$10,000.00
2 YEAR CERTIFICATE0.500%$25,000.00
2 YEAR CERTIFICATE0.500%$50,000.00
2 YEAR CERTIFICATE0.500%$100,000.00
3 YEAR CERTIFICATE1.310%$1,000.00
3 YEAR CERTIFICATE1.310%$10,000.00
3 YEAR CERTIFICATE1.410%$25,000.00
3 YEAR CERTIFICATE1.410%$50,000.00
3 YEAR CERTIFICATE1.460%$100,000.00
4 YEAR CERTIFICATE1.550%$1,000.00
4 YEAR CERTIFICATE1.550%$10,000.00
4 YEAR CERTIFICATE1.650%$25,000.00
4 YEAR CERTIFICATE1.650%$50,000.00
4 YEAR CERTIFICATE1.700%$100,000.00
5 YEAR CERTIFICATE2.050%$1,000.00
5 YEAR CERTIFICATE2.050%$10,000.00
5 YEAR CERTIFICATE2.150%$25,000.00
5 YEAR CERTIFICATE2.150%$50,000.00
5 YEAR CERTIFICATE2.200%$100,000.00

APY = Annual Percentage Yield   APR = Annual Percentage Rate

Please read the Truth In Savings disclosures for additional information. Fees could reduce earnings on an account. See the Schedule of Fees for more information.