Life comes with expensive needs, but it shouldn’t come with expensive interest rates
So Borrow Smart, because Northern Hills Federal wants you to thrive and to Save Smart. We work to save your budget with simple solutions such as low credit union rates, no prepayment penalties, and no hidden fees.
At Northern Hills Federal, you’re more than a number, you’re an owner and an individual. We personalize the process, creating a custom loan to meet your needs, one member at a time. Membership is not required to apply, so go ahead and start planning smart. Save yourself and your budget.
We can Meet you needs and your wants
Vehicles and Recreation
Whether it’s your first car, your family car, or your fun car, we have a loan to meet your needs. Loans for classic autos, motorcycles, and Big Boy toys for every season are available with great rates and terms.
Going shopping?Shop Smart. Get pre-approved before you go so you know your strategy before you shop. There’s no cost to apply. We offer fast turnaround. Most loans are completed the same day. Many area dealers offer Northern Hills Federal financing on the spot. Ask for it! Already have a loan somewhere else? We can probably save you money by moving your loan here. There’s no cost to find out.
Don’t see you loan needs listed here? Just ask us. Chances are we can help you out. For more information, call us or visit us online.
Northern Hills Federal Credit Union will help you borrow smart, as well as prepare for your experience buying your vehicle. Find out what your trade-in or prospective vehicle is worth in advance by using www.nada.com for blue book values.
Dealer Direct Financing
Borrow smart and get low rates at your favorite dealer with Northern Hills Federal. Check our list of participating dealers below, and call 605-347-4527 to learn more about the program.
Choose from any of the participating dealers below who work directly with your local Northern Hills Federal Credit Union, making the borrowing experience more personable and convenient for you.
Dealer Names Address City State ZIP Phone
Auto Advantage 1415 East Hwy 44 Rapid City SD 57703 605-791-4199
Auto Choice 321 S Heritage Drive Spearfish SD 57783 605-642-2886
BH Power Sports 3005 Beale Street Rapid City SD 57703 605-342-5500
Courtesy Subaru 410 N Campbell Street
PO Box 1206
Rapid City SD 57709 605-342-7034
Goodrich Motors 630 E Jackson Blvd Spearfish SD 57783 605-717-5300
Granite Buick, GMC, Inc. 414 East Omaha Rapid City SD 57701 605-348-4500
Granite Nissan, Hyundai 404 Campbell St Rapid City SD 57701 605-342-3400
Hersruds of Belle Fourche Hwy 212 West
Belle Fourche SD 57717 605-892-2766
Hersruds of Sturgis 2651 Whitewood Service Rd
Sturgis SD 57785 605-347-2566
I-90 Auto & RV PO Box 2400 Rapid City SD 57701 605-341-4141
Jacobsen Ford-Mercury Inc PO Box 850
2416 Junction Avenue
Sturgis SD 57785 605-347-3662
Juneks Service Inc. 644 W Jackson Spearfish SD 57783 605-642-2651
Mc Kie Ford Inc 21 E Omaha
PO Box 740
Rapid City SD 57709 605-348-0008
Mid-States Campers 10400 Recreational Drive Black Hawk SD 57718 605-787-7453
Northern Hills Auto 3125 E Colorado Blvd Spearfish SD 57783 605-722-0537
Northern Hills Homes & RV's 12173 Highway 34, I-90 Exit 23 Whitewood SD 57793 605-269-2225
Outdoor Motor Sports 3245 E Colorado Blvd Spearfish SD 57783 605-642-7731
Prestige Auto Sales 1920 North Avenue Spearfish SD 57783 605-642-1900
Rapid Chevrolet 2090 Deadwood Ave
PO Box 1765
Rapid City SD 57702 605-343-1282
Rapid Motors 1441 Deadwood Ave N. Rapid City SD 57702 605-716-5292
Rice, Honda, Suzuki 301 Cambell Street Rapid City SD 57701 605-342-2242
Rushmore Honda 123 Omaha St Rapid City SD 57701 605-348-4468
Scott Peterson Motors 30 5th Avenue Belle Fourche SD 57717 605-892-2643
Signature Auto Sales 2736 1st Ave Spearfish SD 57783 605-559-3030
Spearfish Motors 1910 N Main Street Spearfish SD 57783 605-642-7000
Sturgis Motor Company 1721 Lazelle St Sturgis SD 57785 605-347-2277
Sturgis Motor Sports 2695 Lazelle St Sturgis SD 57785 605-347-2636
Summerset Motors 8008 Stagestop Road Summerset SD 57718 605-791-3301
Superior Auto Sales 642 Colorado Blvd Spearfish SD 57783 605-642-9111
Toyota of the Black Hills 1920 E Mall Drive Rapid City SD 57701 605-342-2490
White's Canyon Motors 2751 E Colorado Bldv
PO Box 460
Spearfish SD 57783 605-642-4400
White's Queen City Motors 1900 North Ave
PO Box 277
Spearfish SD 57783 605-642-2766
Borrow from Northern Hills Federal and save on your auto loan with lower rates and no prepayment penalties!
Your APR (Annual Percentage Rate) will be based upon your individual credit, loan amount, term of loan and applicable prepaid items. At Northern Hills Federal, we’ll listen to your needs and provide the best solution available to meet those needs.
Apply Online today or call 605-347-4527 to learn how you can borrow smart with Northern Hills.
CU Autos for Sale
Make the car buying process that much easier and check out our vehicle postings. Call 605-347-4527 to inquire about your next new ride!