Personal Savings

Find out with our free, no-obligation consultation on how to build a smarter financial future with Northern Hills Federal. You may earn higher rates, smarter short and long-term savings, and become a smarter manager of your finances.

Regular & Special Savings

Save smart and enjoy the flexibility of a Northern Hills Federal Regular Savings account.  With a low minimum balance of $25.00 and the freedom to access your funds at any time, you have control of your money.  Dividends are calculated on the daily balance, compounded and paid monthly.

  • Individual, corporation, partnership, living trust or organizational accounts
  • Competitive rates

Northern Hills Federal offers a simple secondary Special Savings account for our members. Enjoy all the features of the Regular Savings with the additional liberty to rename the account however you wish, such as “Vacation” or “Taxes and Insurance.”

Super Saver

Want to earn a higher interest rate, but aren’t ready for the High Yield Money Market account? This savings account may be for you. Plus, if you maintain a minimum balance of $2,500.00, you earn an even higher dividend rate. 

High Yield Money Market

Grow bigger and save smarter than yesterday with our tiered High Yield Money Market account at Northern Hills Federal. Maintain a minimum balance of $5,000.00 and earn an even higher dividend rate.* You also maintain immediate access to your funds without losing your Northern Hills Federal competitive rate. That’s smart savings on your side!

*A small monthly fee of $7.50 applies if your balance is below $5,000.00.

Investments to Help You Save

Saving for your smarter tomorrow.  At Northern Hills Federal, you will find more than competitive interest rates, but also a financial partner who listens to your needs in the successful planning for your tomorrow.  Learn more about our Planning products, such as Share Certificates, HSAs, and IRAs.

Higher Interest Rates/Tax Advantages
Learn more about what factors influence your best investment choice.  Find out with our no-cost, no-obligation consultation on how building a financial relationship with Northern Hills Federal earns you higher interest rates.  And maximize your choices and your rates by moving your Savings or IRA to Northern Hills Federal.

Find out if you can enjoy tax relief by moving your IRA investment to Northern Hills Federal. Learn more about IRS penalty-free fund withdrawals for important life investments such as first-time home purchases or qualified higher education expenses and more. To learn about your best options, we also highly recommend you consult your tax advisor throughout the process.

Call 605-347-4527 to find out how becoming a Northern Hills Federal member today can save for your smarter tomorrow.

 Also, we provide the three following youth clubs that help parents and youth learn how to manage their money: Young Savers , Teens, and College bound.